Additional Important Information.
Dental Plan Terms and Conditions
Dental Plan Policy Summary
Protego Group Key Facts
The above supporting documents are pdf files. To read the pdf files, you will need to have Adobe Reader software on your computer. If you do not currently have this software, it can be downloaded from the Adobe Website
Private Plan
Who can apply?
Usdaw Dental Plan is available to you and any family members aged between 16 and 69.
What will I be covered for?
100% of any dental bills covered by this plan up to generous annual maximums. There are many other dental benefits included, please refer to the Premium and Benefits Table below.
How do I claim?
Claiming is easy. Call our claims line for a claim form for your dentist to authorise (or print one via the claims portal here) return it completed with a valid receipt and receive your money back in a few days.
I know I need a crown/filling now; will it be covered when I join?
No. We only cover new dental conditions that occur after joining and completion of the thirteen week qualifying period.
I have not been to a dentist for more than two years primarily due to Covid-19. Can I join the plan?
Yes - however, you will need to see a dentist and get any recommended treatments completed at your own expense initially. Claims for future visits and treatments can then be covered by your plan.
If I need a filling (or crown) I’d like white, not metallic or amalgam, will it be covered?
Yes, the Private plans cover white fillings and crowns.
When can I start using this plan?
There is a qualifying period of thirteen weeks from your first payment before you can claim (twelve months for dentures and denture repairs). After that you can claim as often as you need to, up to your annual maximum.
How long can I remain on this plan?
As long as you wish – you can stay on the plan and continue to benefit from it indefinitely.
How do I join?
Simply call the Usdaw Dental Plan helpline on Freephone 0800 037 2092 or apply below.
| Private Plan Option 1 | Private Plan Option 2 | |
| Examinations, scale and polish, X-rays | Up to £65 per policy year• | Up to £85 per policy year• |
| Fillings, root canal treatments, extractions, crowns, bridges, dentures and repairs |
Up to £265 per policy year• | Up to £345 per policy year• |
| Prescription items (per year) | 6 items | 6 items |
| Maximum claims limit per policy year for the combined benefits above |
As above | As above |
| PLUS In-patient cash per night | £40 per night up to 25 nights per year | £55 per night up to 25 nights per year |
| Accidental Damage Treatment | £1,110 per year | £1,660 per year |
| PLUS Dental emergency call out | £75 x 2 times per year• | £100 x 4 times per year• |
| PLUS Emergency treatment | £300 | £400 |
| Oral Cancer cover | £4,000 | £6,500 |
| Premium per person, per month | £20.00 | £29.00 |
| *These benefits are doubled for Accidental damage treatment. |  |
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