Additional Important Information.
Dental Plan Terms and Conditions
Dental Plan Policy Summary
Protego Group Key Facts
The above supporting documents are pdf files. To read the pdf files, you will need to have Adobe Reader software on your computer. If you do not currently have this software, it can be downloaded from the Adobe Website
NHS Patient Plan
Who can apply?
All UNISON members and their families aged between 16 and 69 can apply to join this dental plan.
What will I be covered for?
100% of your dental bill according to the NHS scale of dental charges and up to a generous annual maximum. There are many other dental benefits included, please refer to the Premium and Benefits Table below.
How do I claim?
When you arrange your dental appointment, simply call our claims line and we will send you a form for your dentist to authorise. Pay your bill, return the form with your receipt and you will be reimbursed.
I am treated by a NHS dentist. Why would I need a plan?
NHS charges for a routine check-up resulting in a crown would be £319.10. A filling 6 months later would be £73.50 or a second crown would be another £319.10. You get £500 per year on the NHS Patient plan to cover NHS costs. (NHS charges correct, Apr 2024).
My NHS dentist charges me privately for some treatments. Which plan should I choose, NHS or Private?
The Private Patient plan, it covers both NHS and private charges. Please note: The NHS Patient plan only covers the three standard NHS band charges (Band 1 £26.80, Band 2 £73.50, Band 3 £319.10. Apr 2024) To find out what is included in each NHS dental band, visit the NHS Choices website or contact your NHS dentist.
I know I need some treatment now; will it be covered when I join?
No. We only cover new Dental conditions that occur after joining
I have not been to a dentist for more than two years primarily due to Covid-19. Can I join the plan?
Yes - however, you will need to see a dentist and get any recommended treatments completed at your own expense initially. Claims for future visits and treatments can then be covered by your plan.
When can I start using this plan?
You are covered for the benefits below immediately the day after joining.
How long can I remain on this plan?
As long as you wish - you can stay on the plan and continue to benefit from it indefinitely.
How do I join?
Simply call the UNISON Dental Plan helpline on Freephone 0800 161 5844 or apply below.
| NHS Patient Plan | |
|---|---|
| Examinations, scale and polish, X-rays | All NHS charges paid |
| Fillings, root canal treatments, extractions, crowns, bridges, dentures and repairs |
All NHS charges paid |
| Dental-related prescription items | 6 items per year |
| Maximum annual claim limit | £500 |
| Oral cancer cover | £6,500 |
| Accidental impact injury | £750 |
| In-patient cash per night (dental related) | £25 per night, up to 25 nights per year |
| Monthly premium per person | £12.50 |
|