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Health Plan

Designed for UNISON members

Join today on
Freephone 0800 161 5880

We've got
you covered

  • Easy to claim
  • Guaranteed acceptance
  • No medical questions

*Up to generous annual maximums. Please see Premium & Benefits table. Policy terms and conditions apply.

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How it works in 3 easy steps:

step

Pay your health bill and get your claim form completed.

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Return your claim form with a valid receipt.

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Get your money back in a few days.

Why the UNISON
Health Plan?

Special terms and benefits for all UNISON members including optical, dental, speciailst consultation, complementary therapies, chiropody and hospital cash.

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Mandy P

stars
I found the claims process very straightforward and easy to complete. I’ve had my Health Plan for a few years now, I can’t find fault with it!

Frequently Asked Questions

Who can apply?
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All UNISON members and their families aged 16 up to their 70th birthday can join this health plan. There are no medical questions to answer and you can stay on the plan as long as you wish.

What will I be covered for?
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Everyday healthcare costs such as trips to the dentist and optician, plus a wide range of therapy treatments and other cash paying benefits. There are many benefits included, please refer to the Premium and Benefits Table below; you’re covered according to the cover level you choose.

What specific pre-existing conditions are covered?
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Pre-existing conditions are covered for the following benefits; dental, optical, specialist consultations, tests and therapy treatments. The condition must relate to a medical condition which your GP has included in your medical records.

How do the hospital cash-paying benefits work?
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If you are hospitalised as an In-Patient or Day Case for any new medical conditions that occur after joining, you can claim a cash benefit for each night or day you spend in hospital, up to your policy limit. If you are aware you are going to need to claim on this benefit, simply call the claims department for a hospital claim form. There is also a parental stay benefit that gives you a cash benefit should you have to accompany your child overnight in hospital.

What else is covered?
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There are many other benefits such as cash payments in the event of the birth or adoption of a child, cover for a Dental Accident and towards Health Screening plus there is 24/7 access to a helpline for legal, medical or financial queries - almost any personal matter that may be causing concern to you, including identity theft. There’s even Accidental Death cover that will provide a lump sum.

What are children covered for?
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Up to five children are covered for 50% of the amounts shown in the Premium and Benefits table where asterisked, up to their 16th birthday.

When can I start using this plan?
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There is a thirteen week qualifying period before you can claim. You can then claim 100% money back on your bills, as often as you’d like, according to the cover level you choose.

How do I claim?
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Claiming is easy. Submit a short claim form with a valid receipt, either online via the claims portal here or by post and receive your money back in a few days.

How do I join?
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Simply call the UNISON Health Plan helpline on Freephone 0800 161 5880 or apply below

APPLY NOW

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Policy Benefits

Optical*

Dental*

Dental Accident*

Health Screening

Specialist Consultation*

Wellbeing*

Complementary Therapies

Chiropody

Hospital In Patient * Up to 20 nights per year^

Hospital Day Case Up to 10 nights per year^

Parental Stay Up to 20 nights per year^

Maternity

Accidental Death (Policyholder only)

Helplines

Worldwide Cover

Benefit Period

Monthly premium per person

*Up to five children each covered for 50% of amounts shown
^ For new conditions that occur after joining

Cover Level 1

£60

£60

£100

£50

£50

£50

£50

£50

£10

£10

£10

£100

£1000

Yes

Yes

12 months

£12.50
Cover Level 2

£90

£90

£150

£100

£100

£100

£100

£100

£20

£20

£20

£150

£2500

Yes

Yes

12 months

£17.25
Cover Level 3

£110

£110

£200

£150

£150

£150

£150

£150

£30

£30

£30

£200

£5000

Yes

Yes

12 months

£23.50